Are You Making Yourself Hack-able?If you think you or your small business is safe from hackers because your small, think again! Hackers are always looking for credit card or bank account numbers to exploit. Small businesses are an attractive target for hackers since they posses and manage sensitive consumer data. And they have fewer security […]
How parents can help their children develop smart money management habits from a young ageDetermining your family’s philosophy around allowance amounts and methods can be quite tricky.What should an allowance be used for? Be clear about what you expect your child to pay for – this is a great lesson in needs versus wants! Be […]
Looking to get out of debt? Try a financial challenge. Pick a period of time, a weekend or, say, the last week in the month, and try to go the entire time without spending anything. If you’re successful, you not only save extra money, but you might find that you’ve learned about new ways of […]
Want to keep – or build – a great credit score? Think twice before co-signing for a loan. When you co-sign a loan, you’re essentially giving someone else access to your credit-worthiness and you’re doing so by agreeing to cover the principle – as if it were your loan all along!”If someone asks you to […]
Budgets are wonderful tools. You can’t expect to get your spending under control without them. But there all kinds of ways you can design a budget that will hurt your finances – and your lifestyle – more than it will help. Here are two: 1. The too-tight budget. You’re getting your finances in order and you’re […]
Have you ever completed your tax returns only to find out that you owe way more to Uncle Sam than you were expecting – or worse, that your tax bill is more than you can possibly afford to pay right now? Don’t worry. If this is the case, you’re not alone. And, more importantly, you’re […]
Have you made a call to a cell number and you have to sit and listen to a greeting. Those are your minutes (depending on your plan) ticking down as you listen to a clever greeting, yet again! Wouldn’t it be great to simply skip to the BEEP so you can leave your message and […]
Free Credit Reports Federal law allows you to get a free copy of your credit report once a year from each credit reporting company, Experian, TransUnion and Equafax. Since the report from each of the reporting agencies can be a little different you’ll want to check all three. You could request all three reports now. […]