What’s the Best Way to Use a Home Line of Credit Equity Loan?Q: With interest rates falling and home prices rising, it seems like a great time to tap into my home’s equity using a home equity line of credit loan. What’s the best way to use these funds? A: A home equity line of […]
When Does it Make Sense to Pay a Bill with a Credit Card?Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is […]
The Beginner’s Guide to Filling Out a W-4It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small […]
Beware Back-to-School Tuition ScamsBack-to-school season means a flurry of shopping — and a flurry of scams. Scammers know that students and their parents are caught up in a frenzy of preparations and errands and are, therefore, more likely to fall victim to schemes. As you get ready for school, look out for these scams targeting […]
Watch Out for These Scams as the Country Moves Toward ReopeningAs the coronavirus continues spreading across the country in waves and peaks, every state is making bold moves toward reopening under a strange new set of circumstances dubbed the “New Normal.” Face coverings are de rigueur. Floor markings have been slapped down exactly 6 feet […]
Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?Crawling out from under this […]
Should I Take the Zero-Percent Financing Offered by the Dealer?Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer?A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. […]
What Can I Do With an EIP Card?The first round of stimulus payments were deposited directly into tax payers bank accounts. Then the government started mailing checks. More recently they have been mailing prepaid debit cards. (This process will likely go through the summer. If you haven’t received your payment yet, check this article for […]
Getting Ahead on Your Student Loan Before You GraduateAs you prepare for graduation and begin scouting different employment opportunities, be sure to look at the larger picture before you accept a position.Hopefully, you’ve chosen a career path that will bring you joy and gratification. Equally important, though, is a job that can support your lifestyle […]
Where is my Stimulus Check?Q: Everyone I talk to seems to have already gotten their stimulus money, but I’m still waiting for mine to arrive. Where is my stimulus check?A: More than half of eligible Americans have already received their Economic Impact Payment, but tens of millions more are still waiting. We’ll let you in on when […]