5 Steps to Take After Being HackedUh oh — you’ve been hacked! Finding out someone has cracked open your accounts and helped themselves to your information can be alarming, but there are ways to mitigate the damage while jump-starting your recovery process.Here are five steps to take after being hacked.Step 1: Assess the damageFirst, take […]
The Importance of Being Financially FitAre you ready to stretch those financial fitness muscles? We hope so, because it’s time to get financially fit!Being financially fit means living a life of complete financial responsibility. The Center for Financial Services Innovation (CFSI), also known as the Financial Health Network, defines four basic components of financial health: Spend, […]
Beware Jury Duty ScamsJury duty is a civic responsibility for U.S. citizens that enables the courts to serve justice in a fair and efficient manner.Unfortunately, some scammers are using jury duty as a cover for targeting innocent victims. The scammers rely on the victims’ limited information about the process to convince them that they have […]
6 Bad Reasons to Refinance Your Home LoanWith interest rates trending downward over the last several months, refinancing is all the rage. For many homeowners, refinancing an existing mortgage to a home loan with an interest rate that’s at least a full point lower than their current rate, can hack hundreds of dollars off their […]
Beware of Unemployment ScamsTens of millions of Americans have found themselves out of work as the economy reels from the impact of COVID-19. A record 22 million Americans have filed for unemployment insurance in the four weeks leading up to April 11.Unfortunately, when there’s bad news, the scammers aren’t far behind. According to the Federal […]
Ways to Trim Your Fixed ExpensesWhen trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to […]
Why You Should Never Abbreviate 2020It may be a new year and a new decade, but scammers are still looking to con you out of your money. In fact, experts are warning of a new scam that is as simple as changing the date on a personal check, financial document, or another important paper.Here’s what […]
How To Recognize And Protect Yourself From ScamsScammers are always trying to con victims out of their information and money. They are, unfortunately, often successful. Scammers are expert impersonators, using sophisticated technology and their best acting skills to convince you they represent a business, institution or government agency you may trust. They also tend to […]
How To Spot A Payday Loan ScamPayday loan scams may seem like old news, but they’re more common than ever. In fact, in 2018, the FTC paid a total of $505 million to more than one million victims of payday loan scams.In this scam, a caller claiming to represent a collection agency who is acting […]
6 Ways To Keep Your Finances Intact This Holiday Season‘Tis the season to shop until you drop-or until you go broke. But you don’t have to overspend.There’s no need to rack up a huge credit card bill or go into debt just to cover your holiday expenses. Enjoy a stress-free season by keeping your spending […]